Down Payment and Closing Cost Assistance Programs

This is the complete list of all down payment and closing cost assistance programs available to help reduce the cost to purchase a home. For complete details and information on participation in these programs, contact the organization directly.

• ElderHomes Corporation Closing Cost Assistance
• Neighborhood Housing Services (NHS) of Richmond
• Housing Opportunities Made Equal, Inc. (H.O.M.E.) Programs

ElderHomes Corporation

Closing Cost Assistance
ElderHomes offers grants to cover closing costs for person whose income is eighty (80%) percent or below the area median income for the City of Richmond. Contact ElderHomes at (804) 233-2827 for specific details on the grant and to see if you qualify.

go to top

Neighborhood Housing Services (NHS) of Richmond

Down Payment and Closing Cost Assistance
Down payment and closing cost assistance grants and loans are available in all low-moderate income census tracts and minority census tracts in the City of Richmond who are using NHS other loan products. Loans payments are as low as $50 per month for homebuyers who need down payment or closing cost funds. For more information on this grant or loan call NHSR at (804) 329-2500 ext. 20 or visit on the web at the Neighborhood Housing Services of Richmond web site.

go to top

Housing Opportunities Made Equal, Inc. (H.O.M.E.) Programs

Down Payment and Closing Cost Assistance
H.O.M.E., Inc offers grants of up to $5000 for down payment and closing cost assistance to qualified applicants. Contact H.O.M.E. at (804) 354-0641 for specific details on the grant and to see if you qualify.

go to top