Internet Resources for Retirement Information

The following sites represent a sample of the resources available on the Internet for retirement issues.

Administration of Aging (www.aoa.gov) Retirement and Financial Planning Online Resources.

American Association of Retired Persons (AARP) (www.aarp.org)

American Savings Education Council (www.asec.org) This site includes information about the programs of ASEC to promote savings in addition to:

Ballpark Estimate (www.choosetosave.org/ballpark)

CNN Money (http://money.cnn.com/retirement/) Financial news, advice and planning information for retirement.

Top 10 Ways to Beat the Clock and Prepare for Retirement (www.choosetosave.org/brochures/index.cfm?fa=facts )a more graphical version of the PBWA document above.

Employee Benefit Research Institute (www.ebri.org) research and other information about employee benefits such as retirement.

Ernst & Young Personal Financial Counseling Website (www.ey.com) Offers a wide range of features such as Retirement Contribution Analysis calculator that you can download to compare different types of IRA’s.  There are numerous articles and a downloadable newsletter on financial planning topics, as well as tax preparation tips for the upcoming filing season and links to state tax sites where you can download different forms.

ICMA Retirement Corporation (www.icmarc.org) provides account access to City of Richmond 401(a) Defined Contribution and Deferred Compensation plan members.  Employees can manage their accounts online by changing allocations, transferring funds and more.  Online tools include a retirement planning calculator, an asset allocation model and a hypothetical investment growth calculator.

Internal Revenue Service (www.irs.ustreas.gov) Website with information and tax forms.  There are a number of publications pertaining to retirement and pension income, Individual Retirement Accounts, Older Americans Act, Taxable and Non-Taxable income and more.  Use the Search facility to quickly find specific information.

Medicare (www.medicare.gov) Helps individuals understand Medicare benefits and how to apply for coverage.

National Council on the Aging (www.ncoa.org) Information and Resources for Older Adults include several electronic brochures on financial planning issues for seniors from the financial services section of the National Council on the Aging along with links to additional sites.

Nationwide Retirement Solutions (www.nationaldeferred.com) employees have access to their account information, investment information and very user friendly calculators such as:  Morningstar guidance online, retirement savings calculator, paycheck impact calculator, future value calculator and much more.

Planning for Retirement (www.metlife.com) An electronic Retirement IQ quiz under the heading of “Tools” – after taking the quiz, there are answers and information available by reviewing your results.  Other features and information available on their home page.  Information available includes investing, choosing a financial advisor, mutual funds, making a will and more.

Retirement Income Navigator (www.isgplanning.com) This site offers a free, downloadable presentation that highlights five important issues related to managing money for income that are not commonly discussed.  It then presents an innovative solution for managing money for steady, dependable and long-term income.

Retire on Your Terms Education Programsponsored by the National Retirement Planning Coalition. (www.retireonyourterms.org)The site offers helpful retirement savings information and videos.

Social Security Online (www.ssa.gov) is the official Web site of the Social Security Administration.  The site has information about social security, access to forms, benefits information and more.  Taxpayers can request a Personal Earnings and Benefits Statement online at this site.

T.Rowe Price (www.troweprice.com) This site provides information about their funds and a special decisions section for retirement planning.  There is a retirement planning worksheet, Investing 101, managing your account, a glossary and more.

Virginia Retirement System (www.varetire.org) Retirement planning information.

Wachovia Retirement Planning (www.wachovia.com/personal/page/0,,6938,00.html) A great resource for retirement planning information from the Richmond Retirement System partner.