Service and Early Service:

Age

Service

Early Retirement (reduced benefits)

50

5 years

Early Retirement (unreduced benefits)

N/A

25 years

Enhanced Early Retirement (unreduced benefits)

N/A

20 years

Service Retirement (unreduced benefits)

60

May be less

than 5 years

Deferred (Terminated Vested Member):

Age

Service

Early Retirement (reduced benefits)

50

5 years

Ordinary Disability (Non Job-Related)
Any member who has five (5) or more years of creditable service may apply for ordinary disability retirement. Two of the System’s medical examiners must certify that the member is totally and permanently incapacitated from performing any duties for the City of Richmond. After the medical examiners’ certification, all applications must be approved the Board of Trustees.

Compensable (Job-Related)

Any member who is injured in the performance of their job may become eligible for a compensable disability retirement regardless of years of service when the requirements stated below are met and their application is approved by the Board of Trustees:

• Richmond Retirement System (RRS) medical examiners must certify that you are completely and permanently incapacitated from performing any duties with the City of Richmond.
• Your disability is compensable under the Virginia Workers' Compensation Act.
• If you are employed as firefighter and your disability is the result of respiratory disease, hypertension or heart disease.
• If you are employed as a police officer and your disability is the result of hypertension or disease.